Jessica Baier Jessica Baier

Sinking Funds 101: What, Why, and How

Learn what sinking funds are, how to use them effectively, and common uses such as car repairs, home maintenance, and vacations. Calculate your monthly contributions, set up funds with ease, and track them effortlessly with budgeting apps. Take control of your finances and prepare for the unexpected today.

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Jessica Baier Jessica Baier

Bad Money Habits: Name Them and Break Them

Wondering if you’ve got some bad money habits? Here are the 5 most common bad money habits that are killing your financial wellbeing, and some strategies you can try to break them and get financially healthy.

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Jessica Baier Jessica Baier

How to Stop Your Spouse From Spending Money (Legally)

So, your spouse's spending habits have you feeling like you're losing control, and you're considering legal options to rein it in. You're not alone—money issues rank as the top source of conflicts in relationships. But before diving into legal territory, let's go through some other options.

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Jessica Baier Jessica Baier

Reddit’s 5 Best Budgeting Apps | 2024 Top Picks and Reviews

Catch the top-rated budgeting apps of 2024 according to Reddit! From YNAB's proactive budgeting to Personal Capital's investment prowess, discover the community's favorites. Plus, delve into unique picks like Tiller Money's spreadsheet automation and the human touch of Habit Money's financial coaching. Simplify your financial journey with insights from Redditors' experiences!

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Jessica Baier Jessica Baier

Reddit’s 5 Best Personal Finance Software Apps | 2024 Top Picks and Reviews

Catch the top-rated personal finance software of 2024 according to Reddit! From YNAB's proactive budgeting to Personal Capital's investment prowess, discover the community's favorites. Plus, delve into unique picks like Tiller Money's spreadsheet automation and the human touch of Habit Money's financial coaching. Simplify your financial journey with insights from Redditors' experiences!

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Jessica Baier Jessica Baier

How to Talk About Money With Your Partner

The SAFE Method offers a structured approach to tackling challenging money conversations. Learn how to talk to your partner about money and put together an actionable plan that works for you both.

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Jessica Baier Jessica Baier

4 Tips to Maximize Your Prime Day Savings

Make the most of Prime Day while avoiding overspending with these easy to follow tips: 1. Create a shopping list, 2. Assess your priorities, 3. Set spending limits, 4. Timebox your shopping.

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Jessica Baier Jessica Baier

How to Define Your Money Values to Achieve Financial Peace of Mind

Discover the secret to achieving financial peace of mind. Traditional budgeting falls short in capturing what truly matters to you, which is why it’s often so hard to follow one. At Habit Money, they offer a fresh perspective on budgeting that brings clarity, purpose, and fulfillment. Learn how to align your spending with your values and create a personalized budget that you'll actually stick to.

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Jessica Baier Jessica Baier

Pay Off Your Student Loans: The Ultimate Guide

The first step to planning your student loan payoff is figuring out what you owe and the interest rate. Next, understand your payment options. Most government loans offer standard, extended, graduated, and income-based payback plans. Once you have this information, follow our guide to make a plan to build these payments into your budget.

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Jessica Baier Jessica Baier

Money Mindfulness: The Key to Reducing Financial Stress

Reduce financial stress and achieve a fulfilling life through money mindfulness. Discover how tracking your spend and savings can bring awareness to your financial situation, identify spending habits, and create a budget aligned with your goals. Regain control of your finances with these simple steps.

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Jessica Baier Jessica Baier

How to Build Your First Budget

Follow these steps to build a budget from scratch. This simple guide empowers you to take control of your finances, whether it’s your first time budgeting or you’re looking to stop living paycheck to paycheck and starting saving for the future.

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Jessica Baier Jessica Baier

7 Smart Tips for Automating Your Savings

Managing your budget effectively is crucial for achieving financial stability and peace of mind. Automations can be a game-changer to make sure you stay on track with your budget, even if it’s not top of mind. Leveraging technology to automate key aspects of your budget can save you both time, money, and stress. Here are 7 of the savviest automation tips for budgeting and saving that can take your personal finance game to the next level!

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Jessica Baier Jessica Baier

Choose the Credit Card Payoff Strategy That’s Right for You

Choose the right credit card payoff strategy to become debt-free and regain control of your finances. Learn the pros, cons, and differences of the Snowball Method, the Avalanche Method, debt consolidation, and debt management to discover the best option for your financial situation.

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Jessica Baier Jessica Baier

Why Daily Spend Tracking Works

Discover the power of daily spend tracking to transform your financial well-being. Just as counting calories empowers individuals to take control of their health, tracking your expenses gives you the power to regain control over your finances.

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Jessica Baier Jessica Baier

15 Side Hustle Ideas to Boost Your Income in 2023

Looking to earn extra cash and diversify your income streams? Side hustles are an excellent way to achieve financial growth and flexibility. Here are 15 side hustle ideas that can boost your income in 2023.

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Jessica Baier Jessica Baier

8 Expert Tips for Mastering the Art of Budgeting

Creating and sticking to a budget is crucial for achieving financial freedom and realizing your long-term goals. Budgeting is hard enough, but the only way to achieve your goals is to actually follow it. We’ve compiled the top expert tips for learning how to budget effectively, sticking to a budget, and overall budget tips that the smartest money managers use.

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